Two people earning the same salary can take home noticeably different amounts depending on where in Canada they live. Federal income tax is the same everywhere except Québec, where it is reduced by the 16.5% Québec abatement, and each province and territory sets its own tax brackets, credits and surtaxes. The table below applies the 2026 rules to a salary of $75,000 in all 13 provinces and territories, using the same engine as our calculator.
The results
At $75,000, take-home pay is highest in Nunavut at $58,819 and lowest in Nova Scotia at $53,423: a difference of $5,396 a year, or about $450 a month.
| # | Province / territory | Income tax | Contributions | Take-home | Average rate | Marginal rate |
|---|---|---|---|---|---|---|
| 1 | Nunavut | $10,812 | $5,370 | $58,819 | 21.6% | 30.4% |
| 2 | Northwest Territories | $11,867 | $5,370 | $57,763 | 23.0% | 31.9% |
| 3 | British Columbia | $11,920 | $5,370 | $57,711 | 23.1% | 31.1% |
| 4 | Yukon | $12,072 | $5,370 | $57,559 | 23.3% | 32.3% |
| 5 | Alberta | $12,269 | $5,370 | $57,362 | 23.5% | 33.3% |
| 6 | Ontario | $12,705 | $5,370 | $56,926 | 24.1% | 32.5% |
| 7 | Saskatchewan | $13,825 | $5,370 | $55,806 | 25.6% | 35.7% |
| 8 | New Brunswick | $14,529 | $5,370 | $55,102 | 26.5% | 37.1% |
| 9 | Manitoba | $14,595 | $5,370 | $55,035 | 26.6% | 35.9% |
| 10 | Newfoundland and Labrador | $15,060 | $5,370 | $54,571 | 27.2% | 37.6% |
| 11 | Prince Edward Island | $15,315 | $5,370 | $54,316 | 27.6% | 39.6% |
| 12 | Québec | $15,322 | $5,714 | $53,965 | 28.0% | 39.1% |
| 13 | Nova Scotia | $16,207 | $5,370 | $53,423 | 28.8% | 39.7% |
Income tax is federal plus provincial or territorial tax, including surtaxes and the Ontario Health Premium. Contributions are CPP or QPP, CPP2 or QPP2, EI and, in Québec, QPIP. Select a province to open it in the calculator.
Why the totals differ
Payroll contributions are the same in every province and territory except Québec: $5,370 of CPP, CPP2 and EI at this salary. Québec replaces CPP with the Québec Pension Plan, charges a lower EI rate and adds Québec Parental Insurance Plan premiums, which comes to $5,714. So almost all of the difference between provinces is income tax.
The average rate is the share of the whole salary that goes in tax and contributions. The marginal rate is the share of the next dollar earned, which is what matters when you weigh a raise or extra hours. The two can rank provinces differently, because a province with low rates on the first part of income can still have a high rate on the bracket this salary falls in. Our guide to marginal and average rates explains this with Ontario's full rate schedule.
What these figures leave out
- Provincial low-income tax reductions (for example the Ontario Tax Reduction and B.C. tax reduction), so tax on incomes below roughly $30,000 may be overstated.
- RRSP contributions, union dues, childcare, spousal, age, disability and other credits or deductions.
- Refundable benefits paid separately, such as the GST/HST credit and the Canada Workers Benefit.
To see your own figures, enter your salary in the Canada salary calculator; its Provinces tab shows this comparison for any salary.
Sources
- Canada Revenue Agency — tax rates and income brackets (2026)
- CRA — T4127 Payroll Deductions Formulas, 122nd edition (January 2026)
- CRA — T4032-ON Payroll Deductions Tables, Ontario (2026)
- CRA — T4032-QC Payroll Deductions Tables, Québec (2026)
- Finances Québec — Parameters of the Personal Income Tax System for 2026
Figures computed with the rates on these pages, last checked on 30 September 2026.